My credit is bad. Can I still get approved?

YES!  We specialize in helping people with bad credit as well as no credit.  We are very good at getting people approved with our in house finance company.

I have a repo on my credit. Can I still get approved for a car?

YES!  You may still qualify for financing even though you have had recent repossessions! Our program is designed to give second chances.  Do NOT let your recent or past repossessions discourage you from coming in to our dealerships.

What do I need to bring to apply?

You must bring your recent pay stub, as well as a valid drivers license.  Any piece of mail for proof of residence will help with verification also.   Not required though.

How much will my payment be?

Our payments typically range from $300 to $450 a month.

Do I have to pay taxes and title upfront?

NO!  That will be included in our financing. We cover this for you upfront to keep more cash in your pocket!

I don't have pay stubs, I get paid 1099.

As long as you can prove your pay with regular bank deposits,  we will print your bank statement to prove your income.

Do I have to make an Appointment, or can I just come on in?

Of course, come on in.  Ask for Doug, or call me at 859-640-9345 to give me a heads up!

Are you a small company?

NO!  We are a very huge company.  We have many stores throughout the nation.  With this, rest assured, we care about our reputation.  We deliver high quality vehicles and strive for 100% customer satisfaction!  Come in or call and we will explain our program and how it is designed to help people!

Will I definitely be approved?

Unfortunately, we cannot guarantee approval.  I will add that we are very good at helping people.  But never a guarantee.  Don’t be discouraged by poor credit.  We see this everyday and we are here to help you!